1. Award of AIR MILES reward miles is made for purchases charged to your account (less refunds) and is subject to the Terms and Conditions of your BMO MasterCard Cardholder Agreement. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.
2. If you have the BMO AIR MILES World MasterCard, when you redeem AIR MILES reward miles for a flight you will receive a 25% discount from the number of AIR MILES reward miles you would ordinarily require. This benefit does not apply to Cash + Miles™ Rewards. For flight redemptions: There are no blackout periods. This benefit does not apply to the cash portion of the flight redemption (such as fuel surcharges, airport improvement fees and booking fees) or to the flight component of package vacations and cruises. This benefit cannot be combined with any other offer.
3. Important details, including additional limitations and exclusions of this coverage, are contained in the booklet that will follow under separate cover with your BMO MasterCard. Insurance benefits provided by Allianz Global Risks US Insurance Company (Canadian Branch) and Chubb Insurance Company of Canada.
4. Offer is cumulative over the statement period. Reward miles will be earned on purchases made at Shell locations in Canada (including, Beaver, Turbo and Payless) based on the AIR MILES reward rate of the account to a maximum of $2,500 in any monthly billing period. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.
5. Reward miles will be earned on car rentals at participating National Car Rental and Alamo Rent A Car locations worldwide, on a per-transaction basis based on the AIR MILES reward rate of the account. The number of reward miles will be rounded down to the nearest whole number. Fractions of reward miles will not be awarded.
6. The contract ID number (3717122 for National Car Rental and 7014883 for Alamo Rent A Car) must be included when making a car rental reservation in order to receive discounts. Discount applies to basic rate, which does not include governmentally authorized or imposed surcharges, license recoupment/air tax recovery fees or optional items. Offer is subject to standard rental conditions. Blackout dates may apply. Not valid with any other discount or promotional rate. Subject to availability and good only at participating National Car Rental & Alamo Rent A Car locations. Subject to change without notice. 24-hour advance reservations required.
7. Ongoing interest rates, interest-free grace period, annual fees and all other applicable fees are subject to change. See your branch, call the Customer Contact Center at 1-800-263-2263, or visit bmo.com/mastercard for current rates. The Low Rate Option may be subject to additional credit granting criteria. Not all applicants may qualify. If you do not qualify for the Low Rate Option, you’ll be provided the standard ongoing interest rate.

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^®* MasterCard is a registered trademark of MasterCard International Incorporated.
^®† Registered trade-mark of Bank of Montreal.
^®‡‡Registered Trademark of Shell Canada Limited. Under License by Shell Canada Products. Used with permission by Bank of Montreal.